What does lending investment allow a borrower to do?

Lending investment allows a borrower to use borrowed money for a specified fee or interest. When an individual or business takes out a loan, they agree to repay the principal amount borrowed along with an interest amount, which acts as a fee for the privilege of using someone else's money. This process enables borrowers to access funds that they may not have readily available, facilitating purchases or investments that can lead to growth or significant financial transactions.

In contrast, the other options reflect scenarios that do not accurately represent the broad definition and function of lending investment. Trading belongings for a loan refers more to secured lending where personal items are collateral rather than the act of borrowing itself. The option that states investment in real estate projects only is too restrictive, as lending investment can be utilized for various purposes beyond just real estate. Lastly, purchasing stocks without paying upfront does not encapsulate the essence of lending investment, which typically involves a formal agreement for repayment rather than an immediate stock transaction service.